No impact to your credit score.
4.5% Interest Rate
College is supposed to open doors — not saddle you with debt you're still paying off at 40. The problem is most students sign loan papers without really understanding what they're agreeing to. Finiacq helps you see your options across multiple lenders before you commit. Whether you're heading into undergrad, grad school, or a trade program, we'll match you with lenders who are upfront about rates and terms.
Federal loans first — always. They come with income-driven repayment and forgiveness options that private loans don't. Only look at private loans if you've maxed out federal aid.
If you don't have much credit history, a cosigner with good credit can help you get approved and get a better rate. Some lenders will work with you without one, though.
Yes. Most student loans can cover tuition, fees, housing, books, and other school-related costs. Your school certifies the total amount you can borrow.
Most lenders offer grace periods and deferment options. It's worth knowing your options before you miss a payment — talk to your lender early.
